Loan Rates
Have we got a deal for you!!
Take advantage of these specials on New and Used automobiles, trucks, motorcycles, boats, recreational vehicles and more.
2.99% for 24 months
3.99 % for 36 months
Longer terms are available at regular rates. See below.
We offer 100% financing on new vehicles, up to 90% financing on used vehicles 1--5 years old and up to 80% financing on "older" used vehicles 6--10 years old.
This Special is for a limited time only!
* Some restrictions apply. Rates subject to change without notice.
LENDING
POLICIES
The
lending policies of this Credit Union are established within the limitations
imposed by the Federal Credit Union Act, NCUA Rules and Regulations, Credit
Union Bylaws and sound management practices. The Board of Directors establishes
interest rates, acceptable security, and maximum loan amounts. The Board of
Directors will review these policies, in order to remain competitive and serve
member's borrowing needs not less than once each calendar year.
Interest rates are subject to change, without prior notice, upon approval by the Board of Directors. A signed loan application will commit a rate for up to 30 days. Contact us at 501-922-1020 for current loan rates.
LOAN RATES BY TYPE
| Category |
TYPE |
APR* |
| A | Auto/Truck/Van - New | 4.75 -- 10.75 |
| B | Auto/Truck/Van - Used | 5.00 -- 11.00 |
| D | Motorcycles - New | 4.75 -- 10.75 |
| E | Motorcycles - Used | 5.00 -- 11.00 |
| F | Boats - New | 4.75 -- 10.75 |
| G | Boats - Used | 5.00 -- 11.00 |
| H | Recreational Vehicles - New | 4.75 -- 10.75 |
| I | Recreational Vehicles - Used | 5.00 -- 11.00 |
| J | Other Collateral - New | 4.75 -- 10.75 |
| K | Other Collateral - Used | 5.00 -- 11.00 |
| L | Share Pledged - Savings | PRIME |
| M | Pledged - Certificate of Deposit | PRIME |
| N | Personal Signature | 14.00 |
| NN | Open End Loan - Signature | 14.00 |
| P | Mobile Homes - New | 4.75 -- 10.75 |
| Q | Mobile Homes - Used | 5.00 -- 11.00 |
* Annual Percentage Rate